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Welcome, Legion Family
The Legionnaire Insurance Trust program benefits are there to protect you and your family. Explore available products within your area. Not all products are available in all states.
Products
See what products & discounts are available to you.
No Cost LegionCare
Your valued status as a Legionnaire makes you eligible for LegionCare, up to $5,000.00 in NO COST to you accident insurance coverage. This member-only benefit provides accidental death protection with confirmation required to finalize coverage.
$0 / month (NO COST to you)
Coverage varies by state. Full terms and conditions are in the Certificate of Insurance. This program may not be available to residents of all states.
Coverage varies by state. Full terms and conditions are in the Certificate of Insurance. This program may not be available to residents of all states.
Accidental Death Insurance Plan
Building a stronger safety net for your family. If a fatal accident happened to you, your loved ones may need extra money to help make ends meet as they rebuild their lives. With cash benefits up to $100,000.00 available, this protection can be an important “just in case” financial cushion for your family.
Starting at $1.75 / month
Availability and coverage varies by state. All benefit amounts reduce by 50% at age 75, regardless of age at enrollment.
Availability and coverage varies by state. All benefit amounts reduce by 50% at age 75, regardless of age at enrollment.
Emergency Assistance Plus
The power of global emergency protection. Emergency and medical assistance when you need it most. When you’re a card-carrying member of Emergency Assistance Plus® (EA+®), you have a suite of customized medical, security, and travel assistance services that protect you no matter where you are. Whether halfway around the world or a half day’s drive from home, we have you covered with year-round world travel protection.
Memberships start at $139 / year.
Services and availability may vary. This is a travel assistance membership program, not insurance. Complete program details available at enrollment.
Services and availability may vary. This is a travel assistance membership program, not insurance. Complete program details available at enrollment.
Travel Accident Protection
A $200,000 “ON-THE-MOVE” Travel Accident Insurance Plan that stands by you — around the corner OR around the world. Whether it’s a quick errand across town, a weekend getaway, family vacation, or business trip, Legionnaires are almost always “on-the-move.” This coverage provides up to $400,000 in accidental death protection plus $500 a day in hospital benefits for covered travel accidents.
Starting at $9.26 / month for single coverage
Availability and coverage varies by state. All benefit amounts reduce by 50% at age 75, regardless of age at enrollment.
Availability and coverage varies by state. All benefit amounts reduce by 50% at age 75, regardless of age at enrollment.
Cancer Care Insurance Plan
By your side when you need Cancer Care most. When you face the high cost of cancer, you can count on Your American Legion Department Endorsed Cancer Care Insurance Plan to help you focus on your care. With benefits up to a lifetime maximum of $300,000, this coverage helps pay towards the cost of cancer treatment and recovery when your current health insurance may not be enough.
Starting at $3.16 / month
Availability and coverage varies by state. This is a cancer-only policy. Not available for those age 65 and over in California. Individual benefits are subject to lifetime maximums that vary per benefit.
Availability and coverage varies by state. This is a cancer-only policy. Not available for those age 65 and over in California. Individual benefits are subject to lifetime maximums that vary per benefit.
Hospital Help Plan
Money to help pay YOUR portion of medical bills or you can use your cash benefits however you see fit! Even with major medical coverage, Medicare, or Medicare supplement, a hospital stay often leaves a significant portion of the bill that’s yours. Your American Legion Department Endorsed Hospital HELP Plan insurance pays cash benefits that will DOUBLE the longer your covered hospital stay.
Starting at $6.60 / month
Availability and coverage vary by state. This is not a major medical health insurance policy. You should be covered under a major medical policy before purchasing supplemental insurance such as this offer.
Availability and coverage vary by state. This is not a major medical health insurance policy. You should be covered under a major medical policy before purchasing supplemental insurance such as this offer.
Long Term Care
You are eligible for the most innovative group benefit program designed to address the complex emotional and financial issues associated with long-term care. LTCRplus combines the best financial protection options with critical assistance families need when dealing with long-term care. Find the HIGHEST benefits for the LOWEST premiums with exclusive group discounts not available to the general public.
Visit info.ltcrplus.com for personalized rates
Availability and coverage varies by state. LTCRplus is an exclusive benefit program for American Legion members. Complete program details available at enrollment.
Availability and coverage varies by state. LTCRplus is an exclusive benefit program for American Legion members. Complete program details available at enrollment.
Medicare Advantage
Get comprehensive healthcare coverage in one convenient plan. Medicare Advantage combines hospital, medical, and often prescription drug coverage with extra benefits like dental, vision, and hearing—all with predictable costs and an annual out-of-pocket maximum for peace of mind.
$0 monthly plan premium
Plan availability, premiums, and benefits vary by location. You must have Medicare Parts A and B to enroll.
Plan availability, premiums, and benefits vary by location. You must have Medicare Parts A and B to enroll.
Medicare Supplement Insurance
Fill the gaps in Original Medicare with comprehensive Medigap coverage. Medicare Supplement plans help pay for out-of-pocket costs like deductibles, copayments, and coinsurance that Medicare doesn’t cover. See any doctor who accepts Medicare, enjoy guaranteed renewal, and protect yourself from unexpected medical expenses.
Rates vary by plan and location
Plan availability and premiums vary by state and insurance company. You must be enrolled in Medicare Parts A and B.
Plan availability and premiums vary by state and insurance company. You must be enrolled in Medicare Parts A and B.
Health Insurance
Find the right health insurance plan for you and your family from a variety of coverage options. Whether you’re looking for individual, family, or supplemental coverage, our licensed agents in all 50 states will guide you through the process and help you choose a plan that fits your needs and budget.
Rates vary by plan and location
Plan availability and coverage options vary by state. Licensed agents available in all 50 states.
Plan availability and coverage options vary by state. Licensed agents available in all 50 states.
Telemed Plan
Access state-licensed doctors 24/7 via phone or video for non-emergency medical care. Get treatment for common ailments like colds, flu, and rashes from home, work, or on the go. Includes prescription savings and multiple healthcare services all in one convenient plan.
$19.95/month
This plan is not insurance and is not intended to replace health insurance. Not available in Vermont or Washington.
This plan is not insurance and is not intended to replace health insurance. Not available in Vermont or Washington.
VSP® Individual Vision Plan
Get the vision coverage you want, when and where you need it. VSP Individual Vision Plans provide affordable, full-service vision care coverage you can purchase on your own. Access personalized care from VSP network doctors and use your benefits the same day you enroll.
Rates vary by plan and location
Coverage available nationwide through VSP network doctors. Plan benefits and availability may vary.
Coverage available nationwide through VSP network doctors. Plan benefits and availability may vary.
Dental, Vision, and Hearing Benefit Plan
Medicare doesn’t cover dental, vision, or hearing care—but your health depends on all three. Get comprehensive benefits designed to fill this critical Medicare gap. Choose coverage levels from $1,000 to $2,000 annually with preventive exams at 100%, no waiting period for basic services, and increasing reimbursement rates each year.
From $25.73 / month (varies by age and state)
Available in AZ, IA, IL, IN, MI, NC, OH, PA, and TX. Each person receives their own policy. Benefits subject to waiting periods and deductibles.
Available in AZ, IA, IL, IN, MI, NC, OH, PA, and TX. Each person receives their own policy. Benefits subject to waiting periods and deductibles.
ID Resolve
Every 2 seconds in the US, there is a new victim of identity theft. Veterans experience this at more than twice the civilian rate†. ID Resolve is the identity protection service built for veterans. Unlike other providers whose protection stops at alerts, our U.S.- based specialists resolve identity theft for you. (†) Military.com
Starts at $99 annually
Choose from Resolution-Only or Monitoring + Resolution
See what products & discounts are available to you.
Emergency & Accident
Emergency & Accident
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No Cost LegionCare
Your valued status as a Legionnaire makes you eligible for LegionCare, up to $5,000.00 in NO COST to you accident insurance coverage. This member-only benefit provides accidental death protection with confirmation required to finalize coverage.
Underwritten by: Securian Life Insurance Company$0 / month (NO COST to you)
Learn MoreCoverage varies by state. Full terms and conditions are in the Certificate of Insurance. This program may not be available to residents of all states.
Coverage varies by state. Full terms and conditions are in the Certificate of Insurance. This program may not be available to residents of all states.
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Accidental Death Insurance Plan
Building a stronger safety net for your family. If a fatal accident happened to you, your loved ones may need extra money to help make ends meet as they rebuild their lives. With cash benefits up to $100,000.00 available, this protection can be an important “just in case” financial cushion for your family.
Underwritten by: Securian Life Insurance CompanyStarting at $1.75 / month
Apply Now Learn MoreAvailability and coverage varies by state. All benefit amounts reduce by 50% at age 75, regardless of age at enrollment.
Availability and coverage varies by state. All benefit amounts reduce by 50% at age 75, regardless of age at enrollment.
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Emergency Assistance Plus
The power of global emergency protection. Emergency and medical assistance when you need it most. When you’re a card-carrying member of Emergency Assistance Plus® (EA+®), you have a suite of customized medical, security, and travel assistance services that protect you no matter where you are. Whether halfway around the world or a half day’s drive from home, we have you covered with year-round world travel protection.
Provided by: Emergency Assistance Plus EA+Memberships start at $139 / year.
Apply Now Learn MoreServices and availability may vary. This is a travel assistance membership program, not insurance. Complete program details available at enrollment.
Services and availability may vary. This is a travel assistance membership program, not insurance. Complete program details available at enrollment.
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Travel Accident Protection
A $200,000 “ON-THE-MOVE” Travel Accident Insurance Plan that stands by you — around the corner OR around the world. Whether it’s a quick errand across town, a weekend getaway, family vacation, or business trip, Legionnaires are almost always “on-the-move.” This coverage provides up to $400,000 in accidental death protection plus $500 a day in hospital benefits for covered travel accidents.
Underwritten by: Securian Life Insurance CompanyStarting at $9.26 / month for single coverage
Apply Now Learn MoreAvailability and coverage varies by state. All benefit amounts reduce by 50% at age 75, regardless of age at enrollment.
Availability and coverage varies by state. All benefit amounts reduce by 50% at age 75, regardless of age at enrollment.
Personal Insurance
Personal Insurance
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Cancer Care Insurance Plan
By your side when you need Cancer Care most. When you face the high cost of cancer, you can count on Your American Legion Department Endorsed Cancer Care Insurance Plan to help you focus on your care. With benefits up to a lifetime maximum of $300,000, this coverage helps pay towards the cost of cancer treatment and recovery when your current health insurance may not be enough.
Underwritten by: Securian Life Insurance CompanyStarting at $3.16 / month
Apply Now Learn MoreAvailability and coverage varies by state. This is a cancer-only policy. Not available for those age 65 and over in California. Individual benefits are subject to lifetime maximums that vary per benefit.
Availability and coverage varies by state. This is a cancer-only policy. Not available for those age 65 and over in California. Individual benefits are subject to lifetime maximums that vary per benefit.
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Hospital Help Plan
Money to help pay YOUR portion of medical bills or you can use your cash benefits however you see fit! Even with major medical coverage, Medicare, or Medicare supplement, a hospital stay often leaves a significant portion of the bill that’s yours. Your American Legion Department Endorsed Hospital HELP Plan insurance pays cash benefits that will DOUBLE the longer your covered hospital stay.
Underwritten by: Securian Life Insurance CompanyStarting at $6.60 / month
Apply Now Learn MoreAvailability and coverage vary by state. This is not a major medical health insurance policy. You should be covered under a major medical policy before purchasing supplemental insurance such as this offer.
Availability and coverage vary by state. This is not a major medical health insurance policy. You should be covered under a major medical policy before purchasing supplemental insurance such as this offer.
-
Long Term Care
You are eligible for the most innovative group benefit program designed to address the complex emotional and financial issues associated with long-term care. LTCRplus combines the best financial protection options with critical assistance families need when dealing with long-term care. Find the HIGHEST benefits for the LOWEST premiums with exclusive group discounts not available to the general public.
Provided by: LTCRplusVisit info.ltcrplus.com for personalized rates
Learn MoreAvailability and coverage varies by state. LTCRplus is an exclusive benefit program for American Legion members. Complete program details available at enrollment.
Availability and coverage varies by state. LTCRplus is an exclusive benefit program for American Legion members. Complete program details available at enrollment.
-
Medicare Advantage
Get comprehensive healthcare coverage in one convenient plan. Medicare Advantage combines hospital, medical, and often prescription drug coverage with extra benefits like dental, vision, and hearing—all with predictable costs and an annual out-of-pocket maximum for peace of mind.
Provided by: eHealth$0 monthly plan premium
Learn MorePlan availability, premiums, and benefits vary by location. You must have Medicare Parts A and B to enroll.
Plan availability, premiums, and benefits vary by location. You must have Medicare Parts A and B to enroll.
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Medicare Supplement Insurance
Fill the gaps in Original Medicare with comprehensive Medigap coverage. Medicare Supplement plans help pay for out-of-pocket costs like deductibles, copayments, and coinsurance that Medicare doesn’t cover. See any doctor who accepts Medicare, enjoy guaranteed renewal, and protect yourself from unexpected medical expenses.
Provided by: eHealthRates vary by plan and location
Learn MorePlan availability and premiums vary by state and insurance company. You must be enrolled in Medicare Parts A and B.
Plan availability and premiums vary by state and insurance company. You must be enrolled in Medicare Parts A and B.
-
Health Insurance
Find the right health insurance plan for you and your family from a variety of coverage options. Whether you’re looking for individual, family, or supplemental coverage, our licensed agents in all 50 states will guide you through the process and help you choose a plan that fits your needs and budget.
Provided by: Kelsey NationalRates vary by plan and location
Learn MorePlan availability and coverage options vary by state. Licensed agents available in all 50 states.
Plan availability and coverage options vary by state. Licensed agents available in all 50 states.
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Telemed Plan
Access state-licensed doctors 24/7 via phone or video for non-emergency medical care. Get treatment for common ailments like colds, flu, and rashes from home, work, or on the go. Includes prescription savings and multiple healthcare services all in one convenient plan.
Provided by: Careington International Corporation$19.95/month
Learn MoreThis plan is not insurance and is not intended to replace health insurance. Not available in Vermont or Washington.
This plan is not insurance and is not intended to replace health insurance. Not available in Vermont or Washington.
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VSP® Individual Vision Plan
Get the vision coverage you want, when and where you need it. VSP Individual Vision Plans provide affordable, full-service vision care coverage you can purchase on your own. Access personalized care from VSP network doctors and use your benefits the same day you enroll.
Provided by: Vision Service Plan (VSP)Rates vary by plan and location
Learn MoreCoverage available nationwide through VSP network doctors. Plan benefits and availability may vary.
Coverage available nationwide through VSP network doctors. Plan benefits and availability may vary.
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Dental, Vision, and Hearing Benefit Plan
Medicare doesn’t cover dental, vision, or hearing care—but your health depends on all three. Get comprehensive benefits designed to fill this critical Medicare gap. Choose coverage levels from $1,000 to $2,000 annually with preventive exams at 100%, no waiting period for basic services, and increasing reimbursement rates each year.
Underwritten by: Central States Health & Life Co. of Omaha (CSO)From $25.73 / month (varies by age and state)
Learn MoreAvailable in AZ, IA, IL, IN, MI, NC, OH, PA, and TX. Each person receives their own policy. Benefits subject to waiting periods and deductibles.
Available in AZ, IA, IL, IN, MI, NC, OH, PA, and TX. Each person receives their own policy. Benefits subject to waiting periods and deductibles.
Property & Liability
Property & Liability
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ID Resolve
Every 2 seconds in the US, there is a new victim of identity theft. Veterans experience this at more than twice the civilian rate†. ID Resolve is the identity protection service built for veterans. Unlike other providers whose protection stops at alerts, our U.S.- based specialists resolve identity theft for you. (†) Military.com
Provided by: Generali (Iris)Starts at $99 annually
Choose from Resolution-Only or Monitoring + Resolution
Why Members Love Us
$102,772,224 Back to the Departments
Since the LIT was formed in 1966, the Departments have received over $100m.
Over $1,000,000,000.00 Paid in Benefits to Legionnaires.
Popular Products
Our top products & benefits enjoyed by fellow Legionnaires, like you.
No Cost LegionCare
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Up to $5,000 in no-cost accidental death protection for Legion-related travel and events; $1,000 for other covered accidents.
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Guaranteed acceptance, regardless of occupation or travel frequency—coverage paid regardless of other insurance.
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Officially endorsed by Your Department of The American Legion.
Emergency Assistance Plus
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24/7 access to medical, security, and travel assistance professionals worldwide
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Medical evacuation and transportation home services during emergencies
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Preferred travel assistance program endorsed by The American Legion for over 20 years
Hospital Help Plan
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Cash benefits that increase the longer you’re hospitalized, starting at $50/day and doubling for cancer, ICU, or cardiac care stays.
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Guaranteed acceptance for Legionnaires*, with no medical exam or health questions—coverage includes VA hospitals and rehab facilities.
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Pays regardless of other insurance, plus a 30-day free look period with a full refund if not satisfied.
Frequently Asked Questions
Benefits can feel complex. We’re here to help.
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Eligibility is exclusive to members of The American Legion, the American Legion Auxiliary, and the Sons of The American Legion (S.A.L.), as well as their families. You must be a member in good standing within a participating Department.
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Many of our products, like the Hospital Help Plan or Cancer Care, are “indemnity plans.” This means they pay cash benefits directly to you, regardless of what your other insurance covers. These funds can be used for out-of-pocket costs, travel to specialists, or everyday bills that major medical insurance doesn’t cover.
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A portion of every premium dollar from LIT programs is returned to participating American Legion Departments. These funds help support local programs like American Legion Baseball, scholarships, and the work of Service Officers who help veterans navigate VA claims.
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Still have questions?
Call one of our agents at: 1-800-235-6943
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Need to file a claim?
Find the information you need here >
0526;5365102