Confirm your ZIP code and employer group to see if this benefit is available to you.

Up to $400,000 accidental death protection*

plus $500/day hospital benefits (up to 365 days)

Guaranteed acceptance

with 24-hour worldwide coverage on all types of transportation

Benefits paid regardless

of other insurance – coverage begins the moment you leave home

Coverage & Pricing

Travel Accident Protection provides comprehensive “ON-THE-MOVE” coverage whenever you’re traveling anywhere in the world on just about any kind of transportation. Coverage includes $200,000 cash benefits paid to your beneficiary if you fall victim to a covered fatal crash in a private passenger vehicle (either as driver or passenger), PLUS an additional $200,000 for a total of up to $400,000 to your beneficiary if you die in a covered accident as a fare-paying passenger on an airplane, taxi, bus, cruise ship, train or other common carrier. Additionally, you receive $500-a-day cash benefits paid directly to you for every day you’re treated as an inpatient in a hospital because of a covered travel accident, for up to 365 days. These benefits are paid REGARDLESS of any other insurance you may have, helping to pay for expenses your other insurance might not cover like co-payments, deductibles, plane tickets for loved ones, or bills piling up at home.

Plan Pricing & Options

View Full Rate Chart (Opens in a new window)

Why Travel Accident Protection Matters

$400K* Maximum Coverage

Members receive up to $400,000 in ON-THE-MOVE accidental death protection, covering you wherever you travel in the world.

$500/day* Hospital Cash Benefits

Paid directly to you for every day you’re hospitalized due to a covered travel accident, up to 365 days.

Frequently Asked Questions

Benefits can feel complex. We’re here to help.

Because Legionnaires are “on-the-move” people. With our active outdoor lifestyles, we’re often “out and about” in cars, planes, buses, taxis, trains, ships, ferries and more. The “ON-THE-MOVE” plan provides “extra-mile” insurance coverage to help protect Legionnaire families in exactly those situations.

Because your spouse is probably on the go about as much as you. Since no one can predict whom or when an accident will occur, Your American Legion Department urges all Members to strongly consider the “member & spouse” option when enrolling in “ON-THE-MOVE.”

The Legionnaire Insurance Trust set up “ON-THE-MOVE” to be paid regardless of any other coverage you may have. That means your beneficiary can collect the “ON-THE-MOVE” cash benefits REGARDLESS of any other insurance proceeds from a medical plan, life insurance, workers’ compensation or any other program.

There’s no obligation with the program’s “Free Look” Period. As soon as you sign up, we’ll send you a Certificate of Insurance. Look it over for a full 30 days. If you’re not completely satisfied, just let us know. We’ll cancel your coverage and refund any premium you’ve paid, as long as you haven’t made any claims during that time.

No. As a Legionnaire, you’re officially eligible to receive this coverage. You cannot be turned down regardless of your health, occupation, past driving records, or the number of miles you travel annually.

 Member Only coverage is $9.26 per month. Member & Spouse coverage is $14.10 per month. Administrative fees apply based on payment method.

Your Department Endorsed Member Benefits “ON-THE-MOVE” coverage starts the first day of the month after your enrollment form and first premium payment are received.

Administered by:
A.G.I.A., Inc.
P.O. Box 9947
Phoenix, AZ 85068-9952

A.G.I.A., Inc. is licensed/authorized to transact business in all 50 United States, and the District of Columbia. Their state of domicile is California. Matt Bishop CA Insurance License #0F00863. Matt Bishop AR Insurance License #8493373.

Underwritten by:
Securian Life Insurance Company
400 Robert Street North
Saint Paul, MN 55101-2298

Complete coverage information, including full terms and conditions, are in the certificate or policy of insurance issued to each insured individual. These materials explain the general purpose of the insurance described, but in no way change or affect the Group Master Policy 9600/9601/9602, under policy form series 17-50925 and individual policy form series 17-51040 and any state variation thereof. Some provisions, benefits, exclusions or limitations herein may vary depending on your state of residence. This plan may not be available in all states. In the event of any discrepancy between this information and the policy/certificate, the terms of the policy/certificate will apply.

Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries, including Securian Life Insurance Company.

*Benefits reduce by 50% at age 75 and over, regardless of age at enrollment.

Exclusions: In addition to any benefit-specific exclusions, benefits will not be paid for any Injury or Loss which, directly or indirectly, in whole or in part, is caused by or results from any of the following: intentionally self-inflicted injury, suicide or any attempt thereat while sane or insane; declared or undeclared war or act of war; military or combat activities while serving in the armed forces, National Guard, or organized reserve corps in any state, country, or international authority; sickness, disease, bodily or mental infirmity or medical or surgical treatment thereof or bacterial or viral infection, regardless of how contracted. This does not include bacterial infection that is the natural and foreseeable result of an accidental external bodily injury or accidental food poisoning; flight in, boarding or alighting from an Aircraft or any craft designed to fly above the Earth’s surface: a. except as a fare paying passenger on a regularly schedule commercial airline; b. being flown by the Covered Person or in which the Covered Person is a member of the crew c. being used for: i. crop dusting, spraying or seeding, giving and receiving flying instruction, firefighting, sky writing, sky diving or hang-gliding, pipeline or power line inspection, aerial photography or exploration, racing, endurance tests, stunt or acrobatic flying; or ii. any operation that requires a special permit from the FAA, even if it is granted (this does not apply if the permit is required only because of the territory flown over or landed on); d. designed for flight above or beyond the earth’s atmosphere; 3. an ultra-light or glider; f. being used for the purpose of parachuting or skydiving; g. being used by any military authority, except an Aircraft used by the Air Mobility Command or its foreign equivalent; the Covered Person’s intoxication as determined according to the laws of the jurisdiction in which the accident occurred; voluntary ingestion of any narcotic, drug, poison, gas or fumes; driving while intoxicated or driving under the influence of a controlled substance; riding or driving as a professional in any kind of race for prize money or profit.

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