Dental, Vision, and Hearing Benefit Plan

As good as Medicare is, it doesn’t pay for the regular exams that monitor the health of your teeth, eyes, and ears—all of which are extremely important to your overall well-being. Medicare Supplements don’t cover these essential services either. Because these much-needed exams aren’t covered, many Legionnaires simply skip them. This can lead to serious problems: undetected cavities, gum disease, vision issues, and hearing loss that could have been prevented or caught early. Your dental health is linked to heart disease, cancer, and diabetes—regular exams catch problems before they become serious. Vision problems often show no symptoms until damage is done, making annual exams critical to prevent complications. Hearing checkups help minimize hearing loss and improve your quality of life, including balance and cognitive function. Now you can get the comprehensive dental, vision, and hearing coverage you need with complete confidence. This plan, underwritten by Central States Health & Life Co. of Omaha (CSO), provides benefits and services designed specifically to fill this critical Medicare coverage gap. Choose from three benefit levels—$1,000, $1,500, or $2,000 per year—with preventive exams covered at 100% with no waiting period. Basic dental services start immediately, and your reimbursement rates increase each year: 60% in year one, 70% in year two, and 80% in year three and beyond. With just a $100 annual deductible (waived for preventive exams), you can protect three vital aspects of your health without breaking the bank.