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Up to $100,000*

in accidental death coverage

Guaranteed acceptance

for Legionnaires.

24/7 worldwide protection

against covered accidents.

Coverage & Pricing

Your Legionnaire accidental death coverage gives you worldwide, 24-hour safety net against the financial impact of a variety of accidents. Help protect your family from the financial impact of covered accidents in your car, at home, on the job, on vacation – anywhere you might be. Your cash benefits are paid regardless of any other coverage you might have through work or that you may have set up on your own. That means your loved ones will collect the full amount of Legionnaire cash benefits they’re entitled to, helping ensure your family could get a fresh start instead of worrying how they’d pay the bills if a covered accident takes your life.

*Benefits reduce 50% at age 75 and over, regardless of age at enrollment.

Plan Pricing & Options

View Full Rate Chart (Opens in a new window)

Why Accident Protection Matters

$417 Billion In total costs

Deaths from crashes in 2024 resulted in over $417 billion in total costs — including medical costs and cost estimates for lives lost.¹

 

 

¹Advocates for Highway & Auto Safety, 2024, https://saferoads.org/wp-content/uploads/2024/12/2025-Roadmap-Report-Press-Release_FINAL.pdf

 

Up to $100,000 Cash Benefits

Up to $100,000.00 in cash benefits with Accidental Death protection to help pay for groceries, car payments, or to help your loved ones make ends meet. Help protect your family from the financial impact of covered accidents in your car, at home, on the job or on vacation.

Frequently Asked Questions

Benefits can feel complex. We’re here to help.

Your American Legion Department made sure your accidental death coverage would stand as an important financial safety net for your family. Your loved ones would receive the full amount they’re entitled to if you fell victim to a covered accident.

No. This coverage is extended to you on a guaranteed-issue basis. There is no long form with complicated health questions to worry about. No medical exam is required. Just fill out the short form to activate your coverage.

Not as a Legionnaire – you are GUARANTEED ACCEPTANCE in this special cash benefit program – regardless of your health history, current occupation or hobbies.

You can select $25,000, $50,000, or up to $100,000 in accidental death coverage. Monthly rates start at $1.75 for $25,000 coverage (member only).

Yes, you can select Member & Spouse coverage. For example, $25,000 Member & Spouse coverage is $3.50 per month.

There’s no obligation with the program’s “Free Look” Period. As soon as you sign up, we’ll send you a Certificate of Insurance. Look it over for a full 30 days. If you’re not completely satisfied, just let us know and we’ll cancel your coverage and refund any premium you’ve paid.

Your Accidental Death coverage starts the first day of the month after your enrollment form and first premium payment are received.

Administered by:
A.G.I.A., Inc.
P.O. Box 9947
Phoenix, AZ 85068-9952

A.G.I.A., Inc. is licensed/authorized to transact business in all 50 United States, and the District of Columbia. Their state of domicile is California. Matt Bishop CA Insurance License #0F00863. Matt Bishop AR Insurance License #8493373.

Underwritten by:
Securian Life Insurance Company
400 Robert Street North
Saint Paul, MN 55101-2298

Full terms and conditions are set forth in Group Policy Number 9000/9001/9002, under policy series 17-50925 and individual policy form 17-51040 and any state variation thereof. Additional information is contained in the Certificate of Insurance which is issued to all persons who become insured under the plan. Some provisions, benefits, exclusions or limitations herein may vary depending on your state of residence. This plan may not be available in all states. In the event of a discrepancy between these materials and the policy, the terms of the policy apply.

Securian Financial is the marketing name for Securian Financial Group, Inc., and its subsidiaries, including Securian Life Insurance Company.

In addition to any benefit-specific exclusions, benefits will not be paid for any Injury or Loss which, directly or indirectly, in whole or in part, is caused by or results from any of the following: intentionally self-inflicted injury, suicide or any attempt thereat while sane or insane; declared or undeclared war or act of war; military or combat activities while serving in the armed forces, National Guard, or organized reserve corps in any state, country, or international authority; sickness, disease, bodily or mental infirmity or medical or surgical treatment thereof, or bacterial or viral infection, regardless of how contracted. This does not include bacterial infection that is the natural and foreseeable result of an accidental external bodily injury or accidental food poisoning; flight in, boarding or alighting from an Aircraft or any craft designed to fly above the Earth’s surface: a. except as a fare paying passenger on a regularly scheduled commercial airline; b. being flown by the Covered Person or in which the Covered Person is a member of the crew c. being used for: i. crop dusting, spraying or seeding, giving and receiving flying instruction, firefighting, sky writing, sky diving or hang-gliding, pipeline or power line inspection, aerial photography or exploration, racing, endurance tests, stunt or acrobatic flying; or ii. any operation that requires a special permit from the FAA, even if it is granted (this does not apply if the permit is required only because of the territory flown over or landed on); d. designed for flight above or beyond the earth’s atmosphere; e. an ultra-light or glider; f. being used for the purpose of parachuting or skydiving; g. being used by any military authority, except an Aircraft used by the Air Mobility Command or its foreign equivalent; the Covered Person’s intoxication as determined according to the laws of the jurisdiction in which the accident occurred; voluntary ingestion of any narcotic, drug, poison, gas or fumes; driving while intoxicated or driving under the influence of a controlled substance; riding or driving as a professional in any kind of race for prize money or profit.

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