Dental, Vision, and Hearing Benefit Plan
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To submit a claim under your Legionnaire Dental, Vision, and Hearing Benefit Plan, simply visit your provider and pay for covered services, then submit your itemized receipt or claim form to Central States Health & Life Co. of Omaha for reimbursement. Claims should include the date of service, type of service provided, and amount paid. Be sure to note which services qualify for immediate coverage (preventive exams at 100% with no waiting period) versus those subject to waiting periods (major dental services and hardware for vision and hearing require a 9-month waiting period). Your $100 annual deductible is waived for diagnostic and preventive dental, eye, and hearing exams. Reimbursement rates for other covered services increase each year: 60% in policy year one, 70% in year two, and 80% in year three and thereafter. For questions about claims, eligibility, or coverage details, contact Central States Health & Life Co. of Omaha or The LIT customer service at 1-800-235-6943.