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Many of our products, like the Hospital Help Plan or Cancer Care, are "indemnity plans." This means they pay cash benefits directly to you, regardless of what your other insurance covers. These funds can be used for out-of-pocket costs, travel to specialists, or everyday bills that major medical insurance doesn't cover.

Eligibility is exclusive to members of The American Legion, the American Legion Auxiliary, and the Sons of The American Legion (S.A.L.), as well as their families. You must be a member in good standing within a participating Department.

A portion of every premium dollar from LIT programs is returned to participating American Legion Departments. These funds help support local programs like American Legion Baseball, scholarships, and the work of Service Officers who help veterans navigate VA claims.